5 Emerging India Fintech Startups 2020

  1. Cube 

  2. Cred

  3. Indwealth

  4. Orowealth

  5. Clearfunds


Cube is consumer banking focused fintech company.

Cube makes it simple to win at investing.

  • Personalized recommendations from superb advisors
  • Diversified asset classes: Liquid, MFs, Equities, P2P Lending, Gold
  • Automated monthly investment via a simple, award-winning app


Most rewarding credit card bill payment app.

CRED is a members-only app for users with Experian, CRIF or any other credit score greater than our eligibility score that offers exclusive rewards for every credit card bill payment to members. CRED’s credit card spend tracking and management features provide simple, yet powerful tools for its members to manage their credit card more efficiently.


In addition to curating exclusive rewards from top brands for it’s members, CRED members get access to CRED Protect – an AI backed system that keeps track of every single nuance of a credit card payment journey – right from due date reminders, spend patterns and other card usage statistics.


INDwealth is an Artificial Intelligence (AI) powered wealth management company.

ORO Wealth

Online wealth management platform

ORO Wealth lets retail investors access sophisticated advice and techniques that are available to high net worth individuals and institutions.

Retail investors make three common mistakes which drag down returns or lead to expectations mismatch : paying too high commissions, under diversification and portfolio not aligned with risk preferences/goals.

ORO Wealth will take care of all three of these to provide a superior investment experience



Clearfunds is an online investment advisor that lets you buy direct mutual funds from any Mutual Fund Company in India. We do not charge you an an account maintenance, registration or a transaction fee. Our robo-advisory platform that provides financial planning and investment recommendations via web and mobile to India’s mass affluent.


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